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The Oklahoma Housing Finance Agency and the Federal Home Loan Bank in Topeka are providing $10 million for home loans in tornado disaster counties. These low-interest rate loans are available to families buying, building or rebuilding homes in the 19 federally declared disaster counties affected by the May 3 twisters.
SOUTHERN Bank Bhd (SBB) has launched its Affordability Home Loan, a unique home financing package providing affordability and financial flexibility during the early years of the loan term. The loan offers a fixed rate for interest repayment that starts as low as 4.48% for the first three years,

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Jerry Long
Scott Burnett, licensed partner, Realtor and office administrator for the Jerry Long Real Estate Group at RE/MAX Associates of Topeka, has earned the nationally recognized e-PRO certification, a designation that is held by less than 1 percent of real estate agents nationwide. Burnett joined the Jerry Long Real Estate Group in March 1999. His primary responsibilities are general office management and client care, coordination of property showings, maintenance of current listing inventory, contracts pending and closing activities. Burnett is also actively involved in the creation of marketing and promotional materials. He attended Penn Valley Community College in Kansas City, Mo., and the University of Missouri-Columbia.

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Dont get me wrong. I like politics, I even like politics on television. At midnight I like nothing better than watching Andrew Neil chuckling over the events of the day with hollow-eyed MPs and hacks. Theres much to be enjoyed in Prime Ministers Questions on Wednesday afternoons, even though at the moment we have a Leader of the Opposition who isnt especially good at asking questions and a Prime Minister who is especially good at not answering them. But I welcome the BBCs decision to remove live coverage of party political conferences from terrestrial television. For years, these annual tribal gatherings of the politically committed have turned viewers off politics, on to opposing parties, or on to another channel. During their long years in the wilderness, and for decades before that, the Labour Party had vibrant, argumentative debates in which a group of people, all espousing belief in the brotherhood of man, viciously attacked everyone and everything they did not happen to agree with. Year after year, stern trade unionists condemned even sterner party leaders; one wing of the party flapped at the other. Fear and loathing in Blackpool or Brighton.
Talk about Mr. Smith Goes to Washington, but this is ridiculous. Bob Livingston enjoys a down-to-earth reputation — hes not a man to stand on ceremony and friends acknowledge a certain Boy Scout element to his character. On the night of the House Republican Conference selecting him as speaker for the 106th Congress, that attitude was never more on show. Later, as the champagne corks popped under a ceiling of red, white and blue balloons, a Tokyo-bound President Clinton phoned to congratulate the incoming speaker. Hi, Mr. President, said Livingston. When told by Clinton that he was phoning from Air Force One, the Louisianan asked: Where are you going? Still later, standing in a Rayburn elevator surrounded by his new security detail and on his way to a formal congressional dinner, Livingston nonplussed his guards by asking cheerily: Have you guys got a car?

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Faced with sharp decrease in business, A-List Limousine and Transportation Services in Beverly Hills has made its prices more affordable. Like free. Until parking and curbside restrictions at LAX are relaxed, the limo service plans to offer free rides to Westside locations. Its pretty dead anyway, said co-owner Johne Baker. Free rides are available from 11 a.m. to 2 p.m. Sunday through Thursday.
AIRLINE INDUSTRY INFORMATION-(C)1997-2006 M2 COMMUNICATIONS LTD Akron-Canton Airport has said that new ground transportation providers are now available at the airport. According to the airport, Shuttle One Services (SOS) and Thomas Limousine Services of Akron have recently been selected as in-terminal providers of high-end limousine services. Both companies offer sedan, van, standard limousine and mini-bus options. Thomas Limousine also offers stretch limousine and SUV services from the airport.

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Americas Cosmetic Doctors Dentists: Second Edition
MicroDental Laboratories About Micro Advanced Cosmetics (MAC), a division of MicroDental

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Terry Simnitt Terry Simnitt has joined Coldwell Banker Griffith Blair, Realtors. He will be active in real estate auction and residential sales with his wife, Ruth, who also is an associate at Coldwell Banker Griffith Blair.
> Lexington Insurance Co. has announced a first-of-its-kind insurance policy to protect commercial and residential real-estate developers and lenders from losses due to changing zoning ordinances. Zoning Restriction Protector Insurance has been designed for commercial and multitenanted residential real-estate owners and lenders who may incur significant damage to their property and cannot rebuild to the same size due to zoning issues.

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He was born Feb. 28, 1927. During World War II, he served in the U.S. Army. He was a rancher, a lifetime member of the Professional Rodeo Cowboys Association and a member of Texas and Southwestern Cattle Raisers Association. Survivors include his wife of 54 years, Edna Williams Wallace; daughter, Nancy Hollingsworth; son Mark Wallace; sister, Bernice DeHaas; and three grandchildren.
FORT WORTH, Texas, Jan. 26 /PRNewswire/ — To kick-off its 125th anniversary celebration, Fort Worth-based Justin Boot Company(R) has created a one-of-a-kind pair of commemorative boots. The priceless, specially designed boots will be on display throughout 2004 as part of a traveling exhibition celebrating the companys boot-making history. Reminiscent of crown jewels, the anniversary boots are inlaid with 3 carats of diamonds, 8 carats of rubies and more than 525 hand-selected and set stones. This boot embodies the spirit and lifestyle of the American West, said Randy Watson, president. Our boot masters spent more than 1,000 hours making this masterpiece. They are truly a piece of art and represent the finest of craftsmanship.
Dont think these new boots are a Texas exclusive though, these kicked up new styles are as likely to be seen strolling down Rodeo Drive or 5th Avenue as down main street. The lines made a splash at the Sundance Film Festival where attendees like David Schwimmer and Keira Knightley checked them out at the Entertainment Weekly party. As one of the hottest parties in town, celebs showed up in droves to snag one of the luxe gift bags and sneak a peek at some of the hottest products debuting this spring. Each bag included a coupon redeemable for a pair of Justin Boots from one of the new collections on display. The introduction of Caliente and Punchy is the answer to a noticeable void in the western boot market, said Randy Watson, president, Justin Boot Company. With 125 years experience in the industry, we pride ourselves in creating products that are functional and trend-right giving consumers footwear options that allow them to express their personal sense of style. The Caliente collection - hot indeed - gets its inspiration from the contemporary junior market. This line of trendy boots with cushy rubber soles is accented by floral or rhinestone designs, bright colors and textured leathers. The Punchy collection struts along in a time-honored, dress-Western silhouette with brilliantly-colored uppers and is available in exotic leathers and traditional cowhide. This collection also boasts the exclusive J-Flex Comfort System, so the boots feel broken in before consumers leave the store; the Caliente collections light-weight, soft soles give them a required break-in period of–zero.

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During the late 19th century, climbers who conquered Alpine peaks such as the Matterhorn and Mont Blanc managed to do so without the benefit of synthetic fleeces and lightweight tents. Indeed, one of their number, the Italian Vittorio Sella, even lugged his old- fashioned camera with him every step of the way. It was worth the effort, though, as his stunning records of the views from the top confirm. Frozen in Time is an exhibition of the epic pictures Sella took, first in Europe and later in north Africa, Alaska and the Himalayas. Estorick Collection, London N1, Wed to 14 Sept
For Alexander Rodchenko, the years following the Russian Revolution heralded not only vast social upheaval, but also a sea- change in how the photographer and graphic designer viewed his art. More than half a century after his death, the Hayward Gallery presents Revolution in Photography, a major retrospective of this hugely influential innovator. Shot from unexpected angles that challenge the perception of the viewer and pull the abstract from the everyday, Rodchenkos photographs charted the shifting dynamics of life in the Soviet Union. Birds-eye views capture collective shapes thrown by gathered demonstrators; surprising close-ups catch taut bodies stretched in the sun. Hayward Gallery, London SE1, Thur to 27 Apr Warren Howard
Investigative photography.

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GREAT food, cheap wine and an unspoilt landscape make France the most popular destination with Britons for short breaks and longer holidays. JACQUI THAKE takes a trip through the countryside of Limousin. AS we planned the morning hike across the countryside of Limousin our French hostess urged us: “Make sure you wear your baskets.” Confusion turned to hilarity when we realised that baskets in French meant trainers. Anyway, suitably booted for our expedition round the magnificent Lac du Causse in the Couze Valley, we set off in high spirits as the sun had come out at last.
Limousine services are a vital part of daily life or many Central Pennsylvania companies. Just ask Barb Gabler, executive assistant to Stephen L. Gurba, president and CEO of Bulova Technologies in Lancaster, which manufactures electromechanical devices. “I think theyre a necessary feature in business life,” Gabler said. “When their services are needed, we rely on their availability and punctuality. When we need them, we need them to be there on time.”

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Buehler et al. describe how, within 18 hours, a presumptive diagnosis of anthrax would prompt a full-scale response. We think that functional syndromic surveillance can respond to the rapid onset of hospital-based disease. To isolate and positively identify Bacillus anthracis from a blood culture would take [approximately equal to] 48 hours. Syndromic surveillance should detect a large number of cases within 24 hours. A fully functional hospital syndromic surveillance system that uses automated analysis (such as the daily emergency department-based surveillance with SaTScan in New York City) should identify a substantial increase in a relevant syndrome within 12 to 24 hours after data submission (2). A continued daily rise in any disease category would most certainly set off alarms in a syndromic surveillance network. If active statewide laboratory surveillance is included in syndromic surveillance, such as the gram-positive rod surveillance conducted in Connecticut (3), this surveillance should rapidly detect even single cases of anthrax concurrent with the presumptive diagnosis within the hospital. The authors also state that syndromic surveillance would not detect outbreaks too small to trigger statistical alarms. The combination of active and passive surveillance in the hospital admissions based syndromic surveillance in Connecticut allows a number of syndromes to be tracked immediately upon notification; these syndromes include pneumonia and acute respiratory disease in healthcare workers admitted to a hospital, all disease clusters, and fever with rash illness. This system is very flexible, and active surveillance of other syndromes can be quickly instituted as required. This active surveillance component has been proven useful. The first 2 of Connecticuts 17 confirmed human cases of West Nile virus during 2002 were discovered in August when a health director, who regularly monitored the syndromic admissions data for the hospital in his municipality, requested immediate West Nile virus testing from the hospitals infection-control department when he received two late summer reports of neurologic illness. Buehler et al. state that specificity for distinguishing bioterrorism-related epidemics from more ordinary illness may be low because the early symptoms of bioterrorism-related illness overlap with those of many common infections. Illness specificity can be modulated within a syndromic surveillance system by making changes in the definition of the information requested, the method of analysis used, or by incorporating varying amounts of active surveillance into a passive reporting system. In Connecticut, annual rates of hospital admissions for pneumonia and respiratory illness have significantly increased (gt;3 standard deviations) during winter months. These increases have corresponded temporally with peaks in laboratory-confirmed influenza reports and in our state-based and the national sentinel physician influenzalike illness reports. Similarly, in the military-based syndromic surveillance system, respiratory outbreaks are detected by monitoring routine outpatient visits and pharmacy prescriptions. Absolute numbers of visits, as well as percentage of visits, to primary care clinics for influenzalike illness provide up-to-date information on respiratory disease conditions at military installations in both active-duty personnel and family members.
Internet SurveillanceInternet surveillance is the monitoring of Internet data traffic for information useful to government authorities. Levels of Internet surveillance. Internet surveillance may target individuals, local networks, or Internet traffic in bulk. Surveillance of individual users (or, rather, of individual electronic addresses, which may actually have more than one user) is analogous to traditional telephone wiretapping: a law-enforcement agency, intelligence agency, or other surveillant first gains physical access to one or more computers through which the Internet traffic of a suspect party passes. Using specialized hardware and software, the surveillant then scans all data traffic passing to and from the targeted party. Some or all of that traffic may be recorded by the surveillant for later use. All transmissions, recorded or not, are allowed to continue on to their intended destinations so that the surveillance remains secret.
Orders for Electronic Surveillance. Title III mandates that certain procedures be followed when law enforcement officials conduct electronic surveillance. Law enforcement officials4 must first receive authorization to apply for a court order authorizing the interception of wire, oral, or electronic communications in connection with the investigation of certain enumerated crimes.402 Only the United States Attorney General or a specially designated Assistant or Deputy Assistant Attorney General in the Criminal Division may authorize an application for wire or oral interceptions.403 Any government attorney may authorize an application for an electronic communication interception.4 The application must identify the applicant and the person authorizing it and, once authorized, is submitted to a court to secure the requisite court order.405 In considering an application, a court may rely on factual statements contained in the application and supporting affidavits.406 An application for a surveillance order must include: (1) a full and complete statement of the alleged offense; (2) the facilities from which the communications are to be intercepted;407 (3) a particular description of the communications sought to be intercepted; (4) the identity of the persons committing the offense (if known) and of the persons whose communications are to be intercepted;408 (5) a full and complete statement of whether other investigative procedures have been tried and have failed or why they appear unlikely to succeed or are too dangerous;4 and (6) a full and complete statement of the period of time for which the interception is to be maintained.410 The application must also include information concerning previous applications involving any of the same persons, facilities, or places.41 A defendant may challenge the validity of the governments affidavit by making a substantial preliminary showing that a false statement was included in the warrant affidavit knowingly and intentionally or with reckless disregard for the truth.4l2 Although the Supreme Court has not ruled on this issue, a number of circuit courts have also held that reckless omissions are challengeable.413 If a challenged statement was necessary to support probable cause for the search, the court must hold an evidentiary hearing on the matter.414 If, at such an evidentiary hearing, the defendant proves by a preponderance of the evidence that a false statement was knowingly or recklessly included in the warrant affidavit, any evidence seized pursuant to that warrant must be suppressed.415

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Medical coverage for seniors STRONG POINTS: major medical/surgical services, cancer and heart care, rehabilitation services WHAT IS NEEDED: more primary-care physicians in general, geriatricians in particular, and doctors who will accept Medicare patients (problems that also face many U.S. communities) THIS SAYS IT ALL: “If you move aging parents to this community, the No. 1 block is that they dont have a primary-care doctor.” - Max Morton, director of prevention and wellness services for Penrose-St. Francis Health Learning Center.
Children dont come with instructions. But parents might long for some when a health problem arises. A free forum designed to make parents health-wiser by providing care tips and strategies is planned 11 a.m.-1 p.m. Jan. 19 at the Pikes Peak East Library, 5550 N. Union Blvd. Lunch will be provided to those who R.S.V.P. by Monday. The forum is hosted by Resources for Young Children and Families Inc. To R.S.V.P. or for more information, call Robin Mitchell at 577-9190.
Get a shot in the arm If you cant remember the last time you got a tetanus shot, you might want to celebrate next weeks National Public Health Week with a visit to the El Paso County Department of Health and Environment, 301 S. Union Blvd. The department is offering free tetanus shots to adults next week, April 3-7. A tetanus booster is recommended every five to 10 years for adults.

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Business Editors/Hi-Tech Writers When the day theyve waited for is finally over, newlyweds often find theyre in for another big wait - this time, for the completed wedding album.
Company Shares Top Findings from Bridal Photography Survey Along With New Wedding Inspiration Center and Photo Book Design REDWOOD CITY, Calif. — Shutterfly, Inc. (NASDAQ:SFLY), the leading Internet-based social expression and personal publishing service, today announced the results of a nationwide survey to help brides of all ages capture, share and preserve the memories of their wedding day. Not surprisingly, 84 percent of brides-to-be plan to hire a professional photographer for their wedding, according to a survey conducted for Shutterfly by MH, Inc. According to the survey, selecting the right photographer was one of the most stressful parts of the wedding planning. Some of the least stressful decisions? Choosing the date, the cake and first dance song. Our customers tell us that choosing a trusted wedding photographer can be difficult, so we have devoted a section of our newly launched Wedding Inspiration Center specifically to help guide brides through this decision process, said Kathryn Olson, chief marketing officer of Shutterfly.

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Scott Burnett, licensed partner, Realtor and office administrator for the Jerry Long Real Estate Group at RE/MAX Associates of Topeka, has earned the nationally recognized e-PRO certification, a designation that is held by less than 1 percent of real estate agents nationwide. Burnett joined the Jerry Long Real Estate Group in March 1999. His primary responsibilities are general office management and client care, coordination of property showings, maintenance of current listing inventory, contracts pending and closing activities. Burnett is also actively involved in the creation of marketing and promotional materials. He attended Penn Valley Community College in Kansas City, Mo., and the University of Missouri-Columbia.
Jerry Long
Patty Bean

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Overhead Door Corporation Offers Top 10 Door and Opener Safety and Security Tips DALLAS — A garage door is the largest moving object in a home, and is typically used every day, giving homeowners good reason to keep it in proper working order. The International Door Association (IDA) and the Door Access Systems Manufacturers Association (DASMA) have designated June as Garage Door Safety Month. Dallas-based Overhead Door Corporation, the nations leading manufacturer of overhead garage doors and openers under well-known brands like Overhead Door and Genie([R]), is offering 10 consumer safety and security tips.
Whoever said being a kindergarten teacher isnt stressful? Certainly not Cathy Raney, who teaches in Searcy, Ark. After a typically demanding day with her class of 5-year-olds, Raney agreed to pick up her 4-year-old grandson Jack from preschool to help out her daughter, who needed to collect her infant son from a different day-care facility. She and Jack arrived at his home about 4 p.m. Whats wrong with this goofy door? she mused. Out of desperation, she walked the perimeter of the house, looking for an open door. All were locked.

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INFORMATION on just about all aspects of back pain is now available on the new BackCare website. The site has over 260 pages and is easy to use. It includes facts, advice and tips for a healthier back. It also has a list of specialists in back pain. “The prevention and treatment of back pain rarely receive the attention, sympathy and resources given to other conditions,” says Emma Tait, of BackCare.
In 1895, D.D. Palmer, a grocer and magnetic healer, announced that Ninety-five percent of all diseases are caused by displaced vertebrae, the remainder by luxations of other joints (Homola 1963). Palmer claimed that he had cured deafness and heart trouble by adjusting the spine (Wardwell 1992). He concluded that most diseases could be cured by adjusting vertebrae to remove interference with nerve vibrations that flowed from the brain to the spinal cord and out through openings between the vertebrae (Palmer 1914). Palmers questionable and anecdotal claims gave birth to the profession of chiropractic. Today, the chiropractic profession agonizes over the definition of chiropractic, which has changed little except in wording used to explain how adjusting the spine can restore and maintain health. For many years, the vertebral subluxation theory was explained in a very simple way: a vertebra out of its normal position encroached upon spinal nerves, interfering with the flow of nerve impulses to the tissues and organs supplied by the affected nerve. Certain spinal nerves supplied certain organs. Adjustment of a selected vertebra would release vital nerve flow so that so-called innate intelligence could heal the body (Wardwell 1992). This theory has since been rejected and ridiculed by the scientific community.

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Hypnosis is widely used and accepted as an adjunct to treatment for pain control, habit disorders, symptom reduction, and many medical problems. Although in the past the application and effectiveness of hypnosis have been questioned by the medical community, the clinical disciplines that use hypnotherapy have grown to include the medical specialties, psychiatry, psychology, and social work. In the last 20 years over 100 review articles have been published by a diverse membership in both the American Journal of Clinical Hypnosis and the Journal of Clinical and Experimental Hypnosis, which are the respective journals of the American Society of Clinical Hypnosis and the Society of Clinical and Experimental Hypnosis. The International Society of Hypnosis is composed of individual members from more than 20 national constituent societies. The use of hypnosis is widespread in various areas of clinical medicine, and family physicians are in an ideal position to address questions about the indications, misconceptions, and contraindications for the use of hypnosis. The physicians understanding of the history, theory, and clinical application can help guide the patient to this alternate therapeutic modality. Education in basic and advanced hypnosis can also enhance the family physicians armamentarium in diagnosing and treating many common ailments.
OREM — A hypnotherapy lecture at Utah Valley State College that had been scheduled for last week has been changed. The lecture will be held Thursday at 2:30 p.m. in the Liberal Arts Building, Room 105. It is free and open to the public. For more information, contact Aaron Wood at 801-592-7912.

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Brian Duke recently joined ABD Insurance and Financial Service, a risk management and employee benefit service provider. The companys new managing director. Dukes position will entail increasing business production and improving client services. He has served as an account executive at an independent broker in the Bay Area and he began his insurance career in 1986 as a claim adjuster with Aetna Casualty Surety. Pixar Animation Studios recently appointed Susan Decker to the companys board of directors. Previously the chief financial officer and executive vice president of Yahoo!, Decker has also worked as the global director of equity research for Donaldson, Lukin Jenrette, where she managed equity research. She then received the designation of Chartered Financial Analyst in 1989 and she was appointed to the Financial Accounting Standards Advisory Council by the trustees of the Financial Accounting Federation to serve from 2000 to 2004. She earned a bachelors degree in science and economics from Tufts University and later amasters degree in business administration from Harvard Business School.
Insurity, a provider of business-processing services and technology to the property/casualty insurance industry, has hired Sergio Menard will serve as client executive for Insuritys compliance reporting services business and will focus on the Massachusetts auto product line. Previously, Menard served in a sales and sales support role for AIG Technologies where he was responsible for selling automobile liability insurance reporting services. Before working for AIG Technologies, Menard was a senior business analyst at Trust Insurance Company in Taunton, Mass., focusing on project management.

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DigitalFocus will take place at the Walt Disney World Dolphin hotel, from 7:00 to 10:00 p.m. on Saturday, February 25th, the evening before the Photo Marketing Association (PMA) trade show opens at the Orlando Orange County Convention Center. An exclusive showcase for press and analysts, DigitalFocus is the weeks premier media event, with two dozen companies participating, including industry leaders such as Canon, Epson, Fujifilm, HP, Nikon, Olympus, Panasonic, Pantone, Pentax, Shutterfly and many more! DigitalFocus is a great way for cutting-edge technology companies to meet with media and analysts and establish important relationships the evening before the trade show, said Chris OMalley, a founding partner with Pepcom Inc. Following DigitalFocus, Pepcoms next two events are MobileFocus on Wednesday, April 5th at the CTIA Wireless show in Las Vegas, and eFocus on Tuesday, May 9th at the E3 show in Los Angeles. Companies wishing to exhibit at MobileFocus can contact Jon Pepper at 413-585-1103 (jon@pepcom.com). Companies wishing to exhibit at eFocus may contact Jen Ferency at 561-278-5094 (jen@pepcom.com).
One has to applaud the absolute determination with which Tillmans pulls this feat of unity off. In the postwar years, the pursuit of medium-specificity led photographers to embrace seriality (as seriality was an inherent feature of their chosen apparatus); one might say that the viewers gaze was correspondingly serialized, or mobilized. This lesson has not been lost on Tillmans, who composes entire shows the way that others might compose a single image, sharply articulating the lights and the darks, attending as much to the negative spaces of the wall as to the positive spaces of the images themselves. These alternate between black-and-white and color; they are variously installed in lines, grids, and salon-style clusters; some are classically framed and others are casually taped to the wall; some are miniature and others monumental. We move between a suite of studies of moon-eyed clubgoers (Chemistry Squares, 1992) and massive recent abstractions, as between shot and reverse-shot in film, so that the abstractions appear to represent the revellers drug-distorted perceptions. Ostensibly the fruit of a secret recipe–they resemble shots of powdered pigment swirled through liquid–these latter works crystallize Tillmanss debt to the New York School painters, to color-field and allover practitioners, while also nodding toward the subsequent use of such painterly gestures within the psychedelic light shows of Mark Boyle, Bill Ham, and others. The trippy gestural curlicues of the imposing its only love give it away, 2005, are echoed in an image of sweat-soaked underarm hair from Chemistry Squares, as well as the luxurious eyelashes of one of Tillmanss boyfriends pictured elsewhere in the show. But such connections aside, it would be hard to say what exactly Tillmanss work is about. One might argue that, like life itself, it is about many different things, but the problems with this easygoing interpretation become especially apparent when the artist gets political, as he attempts to do in the juxtaposition of young-soldier portraits from 1995 and 1996 and a tight grid of black photographs–paper exposed to light and then developed, yielding no image–collectively titled For the Victim of Organized Religions, 2006. At once rhetorically insistent and vague, Tillmanss aestheticism is here shown to be utterly incommensurate with his desire for political relevance. The camera merely skims the surface of things like a flat stone skipping over water. Never sticking around long enough to develop a profound relationship to his subject matter, Tillmans duplicates the dilemma of Michelangelo Antonionis protagonist in Blow-Up (1966), who divides his time between committed social documentary and fashion shoots, while chasing ever more frantically what Henri Cartier-Bresson famously termed the decisive moment. Obviously, Tillmanss success hinges on the fact that he captures it more often than not–it being precisely the moment when the world takes on the appearance of art photography. But this, too, is a rather old-fashioned pursuit.

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Dr. Jorge Blanco becomes one of only 286 in the world to have received accreditation from the AACD, as the practice opens its new, state-of-the art facility in South Miami SOUTH MIAMI, Fla., April 23 /PRNewswire/ — Dr. Jorge R. Blanco, DDS, has achieved accreditation from the American Academy of Cosmetic Dentistry, a much sought-after and coveted professional credential that is realized by very few in dentistry. In fact, Dr. Blanco is the first and only dentist to receive this prestigious designation anywhere in Florida south of Palm Beach, which recognizes his professional expertise in the practice and art of cosmetic dentistry. Dr. Blanco will be honored for receiving this noted designation at the AACD scientific conference, which will be held in New Orleans on May 6th through May 10th. Cosmetic dentistry has come a very long way in the past few years, Dr. Blanco says. With this training and accreditation from the AACD, patients can rest assured that they are getting the best cosmetic dentistry available. People no longer need to live with dull crowns and fake looking teeth. With the latest techniques in cosmetic dentistry, we can create a beautiful smile for individuals of any age. The AACD is the worlds largest non-profit membership organization dedicated to the art and science of cosmetic and restorative dentistry, and is made up of 8,000 professionals in 70 countries around the world. The accreditation program is a lengthy and challenging process that only 286 dental professionals in the world have achieved. It demands years of practice, education and testing, and is the highest accreditation achieved in cosmetic dentistry.
They can provide either comprehensive preventative, cosmetic, or emergency care, or specialize in a single field of dentistry. This report covers the scope, size, disposition and growth of the industry including the key sensitivities and success factors. Also included are five year industry forecasts, growth rates and an analysis of the industry key players and their market shares.

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The report also noted that the countys payouts in medical malpractice lawsuits dropped from $15 million to $9 million and general liabilities fell from $41 million to $13 million.
LAWYERS who had wanted General Pinochet extradited were still trying early last week to decide what “legal steps” they could take to stop him going to Chile. For some reason I found myself thinking of the sad advertisements one used to see occasionally in the personal columns: “Public school man seeks interesting job, anything legal considered.” But of course I was confusing two different functions of the word legal. Ethical began by meaning “to do with ethics”, and only later came to mean being good. The purist in me still winces when someone says “aesthetic” when they mean “in good taste”. (Aesthetic originally meant “to do with the science of perception”, then “to do with taste”, good, bad or indifferent.) But there was never any need for legal to carry two meanings, because theres a perfectly good alternative that takes half the burden off it: lawful, a nice old word from the late Middle Ages (its parent word, law, appears to be of ancient Scandinavian origin). Everyone understands the difference between “legal business” and the “lawful business” that most of us spend our lives going about. Why couldnt those job-seekers have put “anything lawful considered”? Lawyers use lawful, too; they speak of a “lawful killing”. They dont say “a legal killing” (which, if it meant anything, would presumably refer to their fees).

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We have found an inexpensive way to filter home air to remove dust, pollen, pet dander, and other particles. Many people with sinus problems, hay fever, or other conditions may find this helpful, especially now as the spring allergy season arrives. The idea is to use a 20-inch box fan to pull air through a 20-inch square furnace filter. Everything needed (the fan and the filter) can be found at a local hardware store for under $30. No construction is required. We have not heard of this idea elsewhere. It should be considered for asthma and other conditions, because many people cannot afford the commercial home air purifiers–some of which seem unlikely to work well.
Home Remember to check the batteries in your smoke and carbon monoxide detectors. Experts suggest using the daylight savings time change in spring and fall as annual dates to do this chore. If you dont have detectors, now is the time to install them. Change the filter on your furnace. It may need changing several times during the winter so check it every month and keep extra filters on hand. Have your furnace professionally inspected and the ducts cleaned if necessary.

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A private investigator is suing attorney H. Blanton Brown over files he says Brown refuses to relinquish involving a lawsuit against Skirvin Plaza Hotel owner Oesman Sapta. Myles won a $1.9 million lawsuit against Sapta in connection with a failed business deal involving OSO Motors Inc., formerly owned by Sapta. Plaintiffs allege they conducted extensive investigation for Brown to assist him in representing Myles. They also say that Brown made assurances to them that they would be paid “well in excess of their normal hourly rate” for the work. Berglan and Taylor contend they devoted nine investigators and hundreds of man hours to help Brown but have not received payment for the work. They also allege that they turned over their files on the case to Brown as part of a settlement Myles was to reach with Sapta that never materialized. Part of the failed settlement required all records in the case to be destroyed. Though the records are still intact, plaintiffs say that Brown wont give them up. “I dont know why hes keeping my files,” Taylor said. A similar plea was made by Myles new attorney, Russell Wright, who claims that Brown is unlawfully holding Myles file and preventing Wright, a former associate of Brown, from adequately representing Myles. Myles terminated Brown as his attorney in April. He has been unable to collect any of his $1.9 million judgment from Sapta. Brown argues that he is entitled to keep Myles file as a lien on his portion of the judgment Myles received. Earlier this week, federal Judge Robin Cauthron refused to consider Wrights motion to compel Brown to turn over Myles file. This current law suit, says Brown, is an indirect attempt by Wright, who offices with Taylor, to obtain Myles file. Brown said Berglan and Taylors case is without merit. “The case will be resolved swiftly,” he said.
New law requires PIs to be licensed When F.M. Chris Rey moved back to St. Louis after a career elsewhere in the military and federal government, he set out to get licensed as a private investigator — and was astounded to learn that licenses were not required in his home state. He quickly got involved with the Missouri Association of Private Investigators and has worked for years to get a state law passed requiring licensure. This year, the bill finally succeeded. The law is already on the books, but licensing is not expected to begin until early 2009.

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PHOENIX — Plenty of mystique surrounds the phrase “pitchers and catchers report.” But on a team like the Oakland Athletics, where there arent any superstars making grand entrances or players denying what Jose Canseco wrote about them in his book, the day is mostly about shoes. Showing off new shoes. Trying on new shoes. Complaining the wrong shoes arrived. So it went on an overcast Saturday morning with light rain for the As at their Papago Park facility, where just as many position players have already arrived as pitchers and catchers.
hospitalnursing If youre on your feet all day, learn how to find shoes that really fit. If you wear shoes that dont fit well, you may be inviting or exacerbating bunions, corns, calluses hammertoes, and other foot problems. To prevent problems and keep you on your feet, the American Orthopaedic Foot and Ankle Society, the National Shoe Retailers Association, and the Pedorthic Footwear Association offer this advice: 1. Evaluate shoes by how they fit, not by the size marked on the label. Sizes vary among brands and styles.

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Fishponds in farming systems.
BISHOP MUSEUM Ongoing: Hawaiian Science Garden. This outdoor, walk-through exhibition recreates part of an ahupuaa, a section of land extending from the mountain to the sea, which was part of the traditional Hawaiian land-division system. Explore ways in which Hawaiians, for hundreds of years, cultivated taro (a root crop) and practiced fishpond aquaculture.

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Real estate is a popular investment among Canadians. There are several advantages to investing in real estate. Real estate is leveraged. You may pay only a fraction (as low as 10%) of what the property is worth when you buy it. Real estate has utility. If you buy stocks or bonds, you cannot do anything with them; but when you buy real estate, you can use it until you sell it. For example, you can live in a house.
- Real estate - B.J. McGivern was honored as Valley Inc. Realtors top sales associate for the month of September. For more information about McGivern, call 233-4222 or B.J. McGivern.realtor.com. - Harold Herrick has joined Countrywide Realty Inc. of Topeka, specializing in commercial and residential real estate.

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Twenty-five years ago, an entire desktop computers processing power handled less data than todays Palm Pilot(TM). Computers required highly skilled operators. The idea that practically every American would have a computer on his or her desk someday was utterly unbelievable, let alone the fact that one day computers would be carried in your briefcase, or even in your shirt pocket. The Internet, e-mail, computer– aided design, and countless other everyday tools would not exist without the computer. At the forefront of supercomputing are SGI and NASA. They teamed up early this year to install a 512-processor system based on SGIs Origin- 3800 system at NASAs Ames Research Center. The supercomputer is being used by NASA to develop spacecraft, and perform computational fluid dynamics, global climate modeling, and computational astrobiology. Today, computers define generations. The PC and the advent of the Internet have revolutionized the world, providing the ability to communicate with virtually anyone, anywhere, who has access to a computer. There are no barriers, no borders.
COMPUTER CRIMESMany analysts believe, however, that small business owners are less likely to take steps to address the threat of computer crime than are larger firms. Indeed, many small businesses admit that they are passive about the threat because of costs associated with implementing safeguards and the perception that computer hackers and other threats are far more likely to pick on bigger companies. But as Tim McCollum flatly stated in Nations Business, companies increasingly are falling prey to hackers, computer thieves, software viruses, and, in particular, unauthorized and often illegal activities by their own employees. In fact, chances are that sooner or later most companies will become victims of high-tech crime [and] when computer criminals strike, small-business victims can suffer relatively more than large corporations, whose bottom lines are more resistant to damage from any single theft of equipment or information.Indeed, computer crime statistics in the United States are sobering. In 2000, for instance, a study commissioned by the Federal Bureau of Investigation (FBI) indicated that 85 percent of business respondentswhich included companies of all sizes and orientationssaid that they had been victimized by at least one computer-related crime in the previous year. These crimes ranged from problems of epidemic proportions, such as virus infection, to less prevalent but still serious problems like Web site defacement, denial of service attacks, financial fraud, sabotage, and network break-ins. The financial losses associated with computer crime more than doubled between 1999 and 2000 to reach $265 million. Other experts offer similarly grim evaluations of the hardware theft problem. A computer-insurance company in Ohio called Safeware, for instance, estimated that American businesses lost $1.4billion in 1996 to the theft of computers.

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The firm limits its practice to family law.
The diffidence of Devlins endorsement of the jury trial is matched by a rather general vagueness in legal writings (including decisions of the Supreme Court of Canada and other courts) about just how reliable and beneficial the jury trial system is. To non-lawyers, this may seem bewildering, since lawyers, judges and legal writers have made such a to-do about the greatness of the jury trial for a long time. Yet most nonlawyers, if asked, would probably think that jury trials are a fine idea and a good way to conduct criminal law business. So why not matrimonial cases? Pointed questions to the legally trained about whether a jury would be the best means for resolving facts in any form of dispute tends to be met by the grey answer it depends. The jury trial has been cemented not only in North American consciousness, but in North American Constitutions: see s. 11(f) of the Canadian Charter of Rights and Freedoms and the sixth Amendment to the American Constitution. But there are limits, and those rights refer only to proceedings taken by the state against individuals. Even with that, the jury trials reputation as a bastion of freedom in a democratic society, comes despite the fact that its form has actually changed a lot from its sources in antiquity. The bottom line in Canada remains that juries are involved in only a small percentage of criminal cases. Civil jury trials are even more infrequent. And jury trials concerned with family law issues do not happen.
Family Law and Family Values. Mavis Maclean, ed. Oxford, United Kingdom, and Portland, OR: Hart Publishing, 2005. Pp. xi+342. $80.00 cloth; $44.00 paper. It is the nature of expectations about family relationships, and the extent to which the values that are incorporated in family law coincide with these expectations, that is the subject of this rich collection of 18 essays edited by Maclean. Like the previous two volumes on family law that Maclean edited, this one is also based on meetings held at the International Institute for the Sociology of Law in Onati, Spain and, like its predecessors, the approach here is interdisciplinary and its scope is European and North American. The book is divided into five sections. The first presents different approaches to the study of the nature of family values alongside those values put in place by legal systems; the next three chapters deal with the regulation of the relationships between adults and children, adult couples, and adult children and elderly parents, respectively; while the final chapter deals with diversity and standardization in family values and family law.

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In 1995 the Pew Health Profession Commission reported on conclusions of the Task force on Health Care Workforce Regulation. In Reforming Health Care Workforce Regulation. Policy Considerations for the 21st Century ten broad recommendations were presented for improving workforce regulation in the publics interest. The American Nurses Association (ANA) examined the 1998 Pew report and responded to the recommendations presented. Although ANA agreed with many of the issues presented by Pew, there was a major concern. This ANA concern was summarized by, “.the regulatory scheme proposed by Pew would result in more duplication and multiple layers of regulation that would simply create an even more confusing health care environment.” Surely legislators in various government structures will utilize the Pew Report and ANA response for decisions on new laws and regulations on how, when and where professional health care workers function. Nurses need to recognize how these potential changes will affect their professional practice and be prepared to address these changes. The reports may not be as exciting as a mystery book, however, they are more exciting when nurses realize how their practice will be affected if these changes take place. Both reports are essential reading for all nurses. The full citation for this publication is: Strengthening Consumer Protection: Priorities for Health Care Workforce Regulation. (October 1998) Taskforce on Health Care Workforce Regulation. Pew Health Professions Commission, San Francisco, University of California Report on the 1998 Pew Health Professions Commission
DR. MARK LOPEZ has been named associate director of the Pew Hispanic Center. Previously, he was research director of the Center for Information and Research on Civic Learning and Engagement at the University of Maryland, College Park. He earned a bachelors from the University of California, Berkeley, and a masters and doctorate from Princeton University.
Sept. 11, 2001, left me with a lot of questions, so I began to study other religions-mainly Judaism and Islam. I decided to try life as a Muslim, leaving my church, family and friends for an arduous journey to God. I discovered a shocking truth: Without Jesus, you cant get there from here. At least, I couldnt. So I returned to my family and church with greater appreciation for what Jesus did for me, thinking that my sacred space would be where it had always been-fourth pew from the front, left-hand side, next to my mother. Only I didnt feel welcome there anymore.

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Article Resource Association Whether purchasing a new home or just freshening up an existing one, most homeowners need the answer to the age old question of; “Where do I begin! What can I do to turn this house into a home?” With so many products available to consumers, most find the options overwhelming and do one of two things: rather than tackle a project making difficult decisions, they will put off an important project or move forward, many times making costly mistakes. “Its gotten to the point that homeowners today cant afford not to seek professional advice when tackling a decorating project,” Bugg states.
November Issue on Newsstands October 10, 2006 Isnt it necromantic! Self-described modern alchemist Douglas Little brings his flair for dark beauty, opulence, and fantasy into the realm of home decor with diabolical liqueur, skull tableware, colorful taxidermy, and cobwebs galore in a gothic wonderland just in time for Halloween. Mr. Littles vision, as displayed in the pages of House Garden, will be featured along Fifth Avenue in the Bergdorf Goodman windows from Friday, October 13 - November 3.
WITH one notable exception, Oaklands historic house museums are gearing up for the holidays, say event organizers. “Due to the extensive rehabilitation and restoration work in progress, we are not decorating for the holidays this year,” said Elaine Oldham of the Camron Stanford House on Lakeside Drive near Lake Merritt. “However, we are definitely looking forward to a grand reopening after the first of the year.” Although the Camron-Stanford House will not be decked out as usual, the Cohen Bray, Pardee and Dunsmuir houses will be keeping up their holiday traditions.

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When F.M. Chris Rey moved back to St. Louis after a career elsewhere in the military and federal government, he set out to get licensed as a private investigator — and was astounded to learn that licenses were not required in his home state. He quickly got involved with the Missouri Association of Private Investigators and has worked for years to get a state law passed requiring licensure. This year, the bill finally succeeded. The law is already on the books, but licensing is not expected to begin until early 2009. More than 30 other states, including neighboring Arkansas, Kansas, Illinois and Iowa, already require licenses. That, Rey said, was part of the problem. Investigators from other states could come into Missouri and act as they pleased, but with Missouri having no license requirement, private eyes often couldnt technically work in Illinois, for example, without getting that states license. Thats because there cant be a reciprocal relationship unless both states require licenses.
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WESTLAKE VILLAGE, Calif.–(BUSINESS WIRE FEATURES)–Aug. 8, 1997– Golf enthusiasts with a hankering for a Hawaiian vacation will want to travel with Pleasant Hawaiian Holidays on its special “Grand Slam Vacation, which coincides with 1997 PGA Grand Slam on Kauai, Nov. 16-19, 1997. In addition to watching up close and personal some of golfs top players, Grand Slam Vacation travelers will have plenty of opportunity to soak up the sights, sounds and flavors of Paradise in beautiful, sun-drenched Poipu, Kauai. A three-night, land-only holiday starts at $549 per person, double occupancy. Nationwide airfares, additional room nights, car- rental options and extraordinary golf rates are also available.
BOTHELL, Wash. — Golf lovers can take an opportunity to escape to Aruba, the pride of the Dutch Caribbean, with go-today.coms new Aruba 5-Night Golf Package starting from only $1219. Stay and play at the beautiful Tierra del Sol Resort Country Club, the championship golf course designed by Robert Trent Jones II on the scenic northwest part of Aruba. Enjoy the full-length practice range, putting greens, chipping areas, a magnificent clubhouse with golf shop, restaurant and swimming pool. Unlimited golf daily, green and cart fees are included in this super vacation package deal. Experience Aruba and golf to your hearts content with go-today.com!
Relax. It could lead to a bigger break. The five days of festivities, which will include golf and tennis tournaments, financial seminars, and spa treatments, offers something for everyone. Whether you are an expert or novice golfer or tennis player, or simply want to relax, a memorable time awaits you. Networking, of course, is a huge part of the Golf Tennis Challenge weekend for attendees and sponsors alike. The event has become a business and social gathering for thousands of African American entrepreneurs, professionals, and corporate representatives from across the country. The level of participation signals that Black Enterprise Unlimited, organizer of the event, has discovered a formula that resonates with its target audience. The fun and potential connections are courtesy of more than 30 sponsors, including Aetna U.S. Healthcare, American Express, American Airlines, Avis Rent A Car, ATT, DaimlerChrysler Corp., Eastman Kodak, Federal Express, Accenture, IBM Corp., Avaya, Motorola, Anheuser-Bush, and Xerox. During the event, these corporations sponsor daily competitions and nighttime activities, such as Federal Express “Comedy and RB Club.”

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— Scripps Howard News Service
RIO DE JANEIRO, June 5 Kyodo A special committee of Brazil Lower House has approved the annulment of the nations highest decoration Brazil awarded to former Peruvian President Alberto Fujimori in 1999, officials said Thursday. The Upper House canceled the decoration, Ordem do Cruzeiro, to Fujimori in August 2002, and another Lower House committee is expected to endorse the decision before it is voted at a plenary Lower House session.

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A private investigator is suing attorney H. Blanton Brown over files he says Brown refuses to relinquish involving a lawsuit against Skirvin Plaza Hotel owner Oesman Sapta. Myles won a $1.9 million lawsuit against Sapta in connection with a failed business deal involving OSO Motors Inc., formerly owned by Sapta. Plaintiffs allege they conducted extensive investigation for Brown to assist him in representing Myles. They also say that Brown made assurances to them that they would be paid “well in excess of their normal hourly rate” for the work. Berglan and Taylor contend they devoted nine investigators and hundreds of man hours to help Brown but have not received payment for the work. They also allege that they turned over their files on the case to Brown as part of a settlement Myles was to reach with Sapta that never materialized. Part of the failed settlement required all records in the case to be destroyed. Though the records are still intact, plaintiffs say that Brown wont give them up. “I dont know why hes keeping my files,” Taylor said. A similar plea was made by Myles new attorney, Russell Wright, who claims that Brown is unlawfully holding Myles file and preventing Wright, a former associate of Brown, from adequately representing Myles. Myles terminated Brown as his attorney in April. He has been unable to collect any of his $1.9 million judgment from Sapta. Brown argues that he is entitled to keep Myles file as a lien on his portion of the judgment Myles received. Earlier this week, federal Judge Robin Cauthron refused to consider Wrights motion to compel Brown to turn over Myles file. This current law suit, says Brown, is an indirect attempt by Wright, who offices with Taylor, to obtain Myles file. Brown said Berglan and Taylors case is without merit. “The case will be resolved swiftly,” he said.
Most of us have strange preconceptions of the role of the private investigator, but these were dispelled by an informative and humorous presentation by David Staves of Legal Services UK Investigations. David is a member of the Association of British Investigators and a member of the Certificated Bailiffs Association and has ensured a reputation for operating within a strict code of practice offering a reputation for total professionalism. This experience resulted in a very interesting video presentation and our members are now much more aware of the role of the private investigator and the part surveillance plays in that role.

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Maria E. Dennison is moving to Kansas from Mississippi Maria E. Dennison, 37, of Biloxi, Miss., is the new circulation director at The Topeka Capital-Journal. Dennison, who starts Monday, comes to The Capital-Journal from The Sun Herald, of Gulfport, Miss., where she was circulation retention and marketing manager. She worked for nearly four years at The Sun Herald, which has a daily circulation of 46,000 and a Sunday circulation of 52,000.
RENAISSANCE “The everyday person now has a million dollar tax team
The Business, Steve Morris and Graham Willcocks, Hodder Stoughton, 2001, paperback, 134 pages, L9.99, ISBN: 0 340 78911 5. Tel: 020 7873 6247. Published under the Business Dynamics banner by Hodder Stoughton, this business resource book is bulging with challenging questions and real world references. It is intended for students in the 14-19 age range. The books handling of business principles is dynamic. It takes a fresh approach to the basics and provides evidence on which to base investigations. It makes use of case studies to draw students into concepts and explain how companies operate and how they contribute to the economy. The book is organised into four interesting sections, categorising key concepts and illustrating the application of these concepts through discussion of various organisations within relevant industries.

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BOTHELL, Wash. — Golf lovers can take an opportunity to escape to Aruba, the pride of the Dutch Caribbean, with go-today.coms new Aruba 5-Night Golf Package starting from only $1219. Stay and play at the beautiful Tierra del Sol Resort Country Club, the championship golf course designed by Robert Trent Jones II on the scenic northwest part of Aruba. Enjoy the full-length practice range, putting greens, chipping areas, a magnificent clubhouse with golf shop, restaurant and swimming pool. Unlimited golf daily, green and cart fees are included in this super vacation package deal. Experience Aruba and golf to your hearts content with go-today.com!
BOTHELL, Wash. — Get pampered and spoiled with go-today.coms new Golf and Spa Vacation to Cancun. With this five-night Cancun Golf and Spa Special enjoy a game of golf on the beautiful champion golf course of the Hilton Cancun and Golf Resort. After a round of golf head to Cancuns gorgeous beaches or relax at the Hilton Cancun Spa with a $50 per room spa credit. Space is limited so hurry and book today! Additional Gateways Include: Denver - add $25; Washington DC - add $30; New York, Newark - add $80; Houston, Phoenix - add $95; Boston - add $110; Philadelphia - add $120; Atlanta, Chicago, Detroit, Los Angeles, San Francisco - add $125; Seattle - add $145 (additional departure cities available)
WESTLAKE VILLAGE, Calif.–(BUSINESS WIRE FEATURES)–Aug. 8, 1997– Golf enthusiasts with a hankering for a Hawaiian vacation will want to travel with Pleasant Hawaiian Holidays on its special “Grand Slam Vacation, which coincides with 1997 PGA Grand Slam on Kauai, Nov. 16-19, 1997. In addition to watching up close and personal some of golfs top players, Grand Slam Vacation travelers will have plenty of opportunity to soak up the sights, sounds and flavors of Paradise in beautiful, sun-drenched Poipu, Kauai. A three-night, land-only holiday starts at $549 per person, double occupancy. Nationwide airfares, additional room nights, car- rental options and extraordinary golf rates are also available.

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LAW IN BUSINESSLaw governs and regulates virtually all aspects of the business process, from the right to engage in a business or trade, to the legal form of a business, to agreements for buying and selling merchandise or rendering services. Law regulates the quality of products sold and the advertising of products for sale. Law governs the employment relationship, protects business property, and taxes business income. This article explores the relationship of business and law in several of these areas.Business in the United States is regulated by federal and state laws as well as by local ordinances. State law regulating forms of business, business agreements, and some taxes is the most important. Federal law regulates such things as advertising, civil rights, and protection of such property as inventions. Local law typically regulates business hours, where one can do business (zoning), and health and safety.
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FINANCEDividend policy is the decision regarding funds to be distributed or returned to the equity investors. This can be done with common stock dividends, preferred stock dividends, or stock repurchase by the business of its own stock. The aim of this decision is to retain the resources in the business that are required to run the business or make additional investments in the business, as long as the returns earned exceed the required return. In theory, management should return or distribute all resources that cannot be invested in the business at levels in excess of the required return. In practice, however, dividends are often maintained at or changed to certain levels in order to convey the proper signals to the investors and the financial markets. For example, dividends can be maintained at moderate levels to demonstrate stability, maintained at or reduced to low levels to demonstrate the growth opportunities for the business, or increased to higher levels to demonstrate the restoration of a strong financial (capital) structure (debt and equity capital) for the business.Capital is the total of financial resources invested in the business. In terms of the sources, there are two types of capital: interest-bearing debt funds, such as loans, bonds, short-term notes, and interest-bearing payables to trade suppliers; and equity, such as common and preferred stock and the earnings retained in the business that add to stockholders share of the entities. In terms of uses, there are also two types of capital: net working capital, such as operating cash, inventory, and receivables, less interest-free payables to trade suppliers; and fixed capital, such as property, plant, and equipment. Capital is managed to maximize wealth by maximizing the rates of return on investments of capital and thus maximizing the total net present value of the business. This can be done by minimizing the amount of capital used for given business investments with given business returns.
CIRCLE 167 ON READER SERVICE CARD
By Conseco Finance * Features: deferred payments; debt consolidation; no equity program Circle 338 on Postage Free Card

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Relationships with family and friends matter a great deal to children and are also important to long-term emotional and psychological development. The United Kingdom compares poorly in that area with other countries. Most distressingly, we have the lowest proportion reporting that their peers are kind and helpful - less than half say that is the case compared with more than 80 per cent in Switzerland.
A few moments ago Christine Weglinski, our Production Manager, walked into my office with a heaping dish of “Death By Chocolate,” her famous million-calories-per-serving dessert.The recipe requires one package of chocolate cake mix, two large packages of instant chocolate pudding, a large container of non-dairy whipped topping, six toffee candy bars (crushed) and a very large bowl.The appearance in our Teaching K-8 offices of such unexpected snacks is typical of the family-type happenings that go on around here as we create this magazine for you.

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They streamlined counters, cabinets New lights and light colors brighten thisformerly dark-toned kitchen built in the 70s. Streamlined counters and cabinets offer an uncluttered look and help the remodel blend with the family area it faces. Replacing the original fluorescent ceiling,recessed down lights in a U-shaped soffit shine directly on work areas. In place of a gold and orange color scheme, mat-finish almond-tone plastic laminate covers counters and European-style invisible-hinge cabinets and drawer fronts. Below the counters, more space-efficient drawers replaced cabinets.
Lower-than-average counters, toe spaces that are high and deep For anyone using a wheelchair, its essential that rooms have at least a 5- by 5-foot open space so the chair can be turned. To accomplish this, the remodel incorporated space from what had been a separate dining area. Now the kitchen is arranged along three walls; the stove lines up with a kneehole sink. At 33 inches high, most counters in this kitchen are a few inches lower than standard height (the dishwasher is under a regular 36-inch counter). Toe space under all cabinets is an extra-generous 7 1/2 inches high and 8 1/2 inches deep. Next to the ovens, a baking center-pantry can be closed off by doors that slide back into the walls. Open, it has a sturdy pullout maple board at the right height for mixing up a cake or rolling out biscuits. Pots, pans, and some dishes are stored in drawers below the counter. Adjoining the pantry is a built-in wall oven with a microwave underneath. The built-in 47-inch-diameter dining table is 27 inches high. With only a center pedestal, its easy to roll up to. The only space added during the remodel is a 6 1/2- by 12-foot sunroom with double glass doors that slide open to the garden. A long 19-inch-high built-in bench on one wall of the sunroom has a 4-inch foam pad that makes it a great spot for sunny catnaps. PHOTO : Remodeled kitchen works hard for wheelchair independence. It has space for chair to turn, PHOTO : lower-than-standard countertops, kneehole sink, and many small adjustments for the cook
Call it catalytic conversion: remodeling cleaned up this small kitchen and helped it function more efficiently. Before, though the sink and most appliances seemed to be in the right places, there wasnt quite enough counter space. And heavy-looking painted wood cabinets and a crowded breakfast area made the entire kitchen seem cramped. For more comfortable seating, a built-in bench now wraps a corner of the eating area. The windows were restyled, with a new one added to the kitchens long wall; the breakfast areas section of this wall was pushed out about 1 1/2 feet.

Alexandria Kitchen Remodeling

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FOCUS ON PHOTOGRAPHY (2007; $44.95), by Hermon Joyner and Kathleen Monaghan. Davis Publications. Focus on Photography is an excellent textbook for use with middle- and high-school students. It provides an introductory overview of the history and development of photography. Chapters include discussions of black and white photography, digital photography, portraits, action photography, photorealism, architecture and water landscapes, landscapes, animals and still life. Each chapter contains a career profile, telling the story of a photography professional. The concluding Handbook chapter contains useful information about general darkroom safety, darkroom and enlarger basics, film development basics, enlarging papers, contact sheets and making enlargements. Also included is an excellent glossary of terms.–J.J.H.
For Alexander Rodchenko, the years following the Russian Revolution heralded not only vast social upheaval, but also a sea- change in how the photographer and graphic designer viewed his art. More than half a century after his death, the Hayward Gallery presents Revolution in Photography, a major retrospective of this hugely influential innovator. Shot from unexpected angles that challenge the perception of the viewer and pull the abstract from the everyday, Rodchenkos photographs charted the shifting dynamics of life in the Soviet Union. Birds-eye views capture collective shapes thrown by gathered demonstrators; surprising close-ups catch taut bodies stretched in the sun. Hayward Gallery, London SE1, Thur to 27 Apr Warren Howard

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Ride into Southwestern steak-house market with casual restaurant-saloon concept CLAREMONT, N.C. — Family restaurant veterans Charles Conner and L. Dent Miller — founders of the budget-themed Western Steer and Prime Sirloin chains in the 1970s — are making a fast gallop into the booming Southwestern steak-house niche with a new casual hybrid called Sagebrush Restaurant Saloon. “Weve got a few tired Western Steer properties that are no longer making it,” said Conner, noting that he has two years of conversions left at the rate of one each month. “Weve been searching for something to keep us afloat.”
Entertainment Editors JERICHO, N.Y.–(ENTERTAINMENT WIRE)–Feb. 5, 2002 AMC pays homage to the American West when it presents the “Back in the Saddle” festival on Saturday, February 9, beginning at 10:30 AM.
War films and westerns are a dying breed at the box office these days, but the two genres are still alive and well on DVD. And with Fathers Day coming, many studios are re-releasing dozens of old classics at impulse-buy prices that make them more palatable for drug stores that dabble in DVD and VHS sales. Both titles are loaded with bonus material, and The Good, the Bad and the Ugly has an extra 18 minutes of film that was cut from the original American release, said Tracey Kostich, marketing manager of the library for MGM Home Entertainment. The studio has more than a dozen titles debuting on DVD May 25, including The Alamo and Hang Em High, and, will re, price the contemporary war films Harts War, and The Wind Talkers for $14.95 in new pan n scan editions. The $14.95 suggested retail price makes them more attractive to all retail channels, Kostich said.

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The $1 million campaign from TBWA/Chiat/Day, Los Angeles, connotes celebrity status for the upscale Samsonite 735 Series, an assortment of tote, commuter, garment and wheeled bags that accommodate laptop computers, suits and other necessities for business trips. The Nadia Comaneci 735 ad shows the Olympic gymnast, arms only, doing a handstand on top of a totebag as copy states that the bag can expand to provide enough room for a medal or two. The James Bond 735 execution, sporting a bowtie on the handle and a womans arms embracing it across the front, says the ballistic nylon skin is akin to a bulletproof vest. Basketball star Lisa Leslies tote bag has a handle that rises to the top of the page while a Japanese gong dangles from the handle of sushi chef Nobus 735. The ads run October through December in The Wall Street Journal, in-flight magazines and lifestyle books like GQ, Food Wine and Travel Leisure. The luggage maker has landed a role for a 735 and a briefcase in The World is Not Enough, due Nov. 19 with Pierce Brosnan in the Bond role (Brandweek, July 19). Cross marketing includes luggage and travel sweeps. Samsonite also will place signs on New York City buses when the movie breaks to further the tie to 007. Along the lines of marketing itself as a travel brand as well as a platform that destinations can use to carry their message, Samsonite partners with Californias statehood celebration next year. The state will use the historic event to promote tourism, including via an IMAX movie called Wild California due for release in April.
The Erie County (PA) Public Library and the Visiting Nurse Association are happy to announce the availability of the Library Tote Bag Program, a cooperative effort between the Visiting Nurse Association and the Erie County Public Library. The program is designed to deliver books and other library materials via VNAs volunteers to Erie County residents who otherwise cannot access library services. For those patients who would benefit from listening to music or audiobooks, but dont have the necessary equipment, the Tote Bag Program is also able to provide a portable CD player or cassette player, which is available due to a donation from Radio Shack. News Release, Erie County (PA) Public Library, November 2000

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DALLAS FOCUS: Networking. Meets on the first Tuesday of each month at 7:15 a.m. at Lawrys Prime Rib. Watch for the monthly advertisement in the Dallas Business Journal. For information, contact Chris Manning, cmanning@dehay.com; or Mark Wiggins at mdwiggins@ft.newyorklife.com OCTOBER 4, 2005 Monthly meeting featuring Ron Murff, President, Guaranty Bank OCTOBER 11, 2005 SPECIAL EVENT - Seminar, 7:30 a.m. to 1 p.m. “Half Time: transforming Success to Significance.” Hotel Intercontinental, Dallas. All Baylor Business alumni are invited to attend. Breakfast is included.
The Utah Chapter of the International Association of Business Communicators (IABC/Utah) will host a seminar from 8 a.m. to 2 p.m. Friday, March 14, at the Hidden Valley Country Club, 11920 S. Highland Drive. There is a $20 discount available to those who register before Feb. 28. For more information or a registration form, visit utah.iabc.com.

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Home show has it all “The Springs Fantastic” Home and Garden Show will bloom 1-9 p.m. March 2, 10 a.m.-9 p.m. March 3 and 10 a.m.-6 p.m. March 4 at the Youth Outreach Center, 1801 N. Union Blvd. Admission is $6 for ages 18 and older and includes all workshops and seminars. Garden exhibits will include water gardening, composting, floral design and gardening with roses. Home improvement ideas range from faux finishes to innovative closet designs and unique windows. There will also be displays of new trends in home technology systems.
Free gardening classes Mark your calendars: The Colorado State University Extension Service offers free gardening classes this month. Choose between daytime and evening sessions, Tuesdays 2-4 p.m., or Wednesdays 6:30- 8:30 p.m. in the Extension Service conference room, 305 S. Union Blvd. Classes include: “Native Plants,” Tuesday and Wednesday; “Perennials, Groundcovers and Bulbs,” March 21 and 22; “Vertical Gardening for Small Spaces,” March 28 and 29; “Annuals and Container Gardening,” April 4 and 5. To register, call 636-8923.
Comfortable style transforms this backyard into an inviting family retreat. SUSANNE HUDSON DOESNT LIKE LEAVING her garden. Its easy to understand why. A finer example of blending home and garden exists only in the imagination. Marrying salvaged artifacts with a keen eye for design, she has fashioned a series of elegant, distinctive, and supremely comfortable garden rooms for which decking and grass are the floors, gravel paths are the hallways, and trees and sky are the ceilings. The Queen of Stuff Known affectionately to friends as “The Queen of Stuff,” Susanne collects all sorts of old garden paraphernalia-either treasures she chances upon or things folks drop off at her house. Artistic displays of old nozzles, sprinklers, watering cans, rakes, and clay pots abound. Regular pilgrimages to major antiques markets provide other articles. This is how the outdoor living room, the visual heart of her garden, came to be.

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MyNextDeal Content Providers Receive Increased Exposure on FREJ.net THOUSAND OAKS, Calif. — MyNextDeal.com, which operates the only comprehensive vertical search engine for commercial real estate listings, announced today that the company has signed a listing distribution agreement with Florida Real Estate Journal. MyNextDeal will deliver for sale and for lease commercial property listings across all U.S. geographies to Florida Real Estate Journal readers. We are truly excited about our partnership with the Florida Real Estate Journal and how it furthers MyNextDeals goal of driving targeted traffic to our content providers sites, said Fred Simanek, Chief Executive Officer of MyNextDeal. This partnership further broadens the exposure that our content providers listings receive while offering the readers of Florida Real Estate Journal easy access to thousands of commercial real estate property listings.

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There were 45 attendees including agents from Prudential Greater Topeka REALTORS, Topeka, Manhattan, Salina and Overland Park. Janice Price, of Munster, Ind., was the trainer for Prudentials University on Tour.
Jerry Long
- Real estate - B.J. McGivern was honored as Valley Inc. Realtors top sales associate for the month of September. For more information about McGivern, call 233-4222 or B.J. McGivern.realtor.com. - Harold Herrick has joined Countrywide Realty Inc. of Topeka, specializing in commercial and residential real estate.

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HOT BUTTONS 2001 is shaping up to be the year of the sequel, and the year of the licensable all-family movie
New Line Cinema relaunched its “Lord of the Rings” Web site earlier this month. In four days, the site had received more than 41 million hits. New Line has entered a four-year partnership with RealNetworks to promote the movie release trilogy of J.R.R. Tolkiens Lord of the Rings. The sites content includes the movies trailer, up-to-the-minute production information, interviews and an IPIX tour of the set. “The Fellowship of the Rings,” the trilogys first installment is poised to hit theaters Dec. 19. LordoftheRings.net will be updated weekly over the next four years. Meanwhile, hundreds of fan sites have popped up all over the Net, all eager for more info about the trilogy. “The Lord of the Rings RealChannel will set a promotional benchmark that is unparalleled and marks the most significant entertainment Internet promotion to date,” Gordon Paddison, SVP of worldwide marketing and business development for New Line Cinema, says in a release. More significant than “Blair Witch Project?” We shall see.
You can almost see the over-saturated colors of this epic, especially when the blood of unsuspecting characters runs down dark paneled wood walls. The body count would almost be as high as in real life, though the consequences would be a bit more permanent. And the irony of Tarantino–known for his use of GM vehicles in his movies, especially Chevrolets and Cadillacs–and Weller–the half-man, half-machine cop in a post-apocalyptic Detroit choked with 6000 SUX sport sedans and Taurus police cars–working together on this project is almost too much to endure. Tarantinos penchant for framing characters in doorways, having minor characters deliver their dialog off-camera, and having at least one scene shot from inside a car trunk are tailor-made for an auto industry feature film. This unconventional story telling format is well suited to an industry that thinks of itself as linear and logical, but often is anything but coherent. In fact, Tarantino could use the retrospective tone found in Reservoir Dogs, the non-linear approach of Pulp Fiction, and the chapter-by-chapter format of the Kill Bill series in one movie. It would take a deft hand to keep the story flowing and the audience from becoming totally confused, but there can be no doubt the effect would be as close to real life as you could get without actually sitting through a series of mind-numbing meetings that reduce relatively simple concepts to nearly impenetrable complexity. However, the effect would keep fans coming back to determine the importance of each plot twist, and trying to ascertain just what each character actually contributes to the proceedings. And industry employees might find that their spouses and children are much more sympathetic toward–and scared of–them than ever before as they watch mindless arguments about product cadence and market psychographics morph into cartoon violence. Though its doubtful theyll ever understand why their relatives in the industry chuckle and laugh out loud as another character is caught in his own web of intrigue and dispatched with cruel efficiency. Now, thats a movie Id pay to watch. By Christopher A. Sawyer, Executive Editor, csawyer@autofieldguide.com

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In the 32 years since the ATA-Sunset Western Home Awards program began, perhaps no rooms in the house have changed more radically than kitchens and bathrooms. The presentation of the 195758 winners included pictures of only three kitchens (each almost primitive by todays standards) and no bathrooms. The article on this years winners includes pictures of about a dozen kitchens and three baths. Only recently has the role of the bathroom begun to expand (often meaning an expansion in dimensions, as well). Today, it may be a place for soaking in a spa, gazing at a private garden view, or displaying indoor plants. Kitchens, too, have opened up, often merging with dining and living areas. More storage is needed for todays many new kinds of appliances, and storage units look more open than they once did.
Overwhelming constraints faced this bath remodel: no space could be added to Nancy and Bill Millers cramped 6- by 7-foot bathroom in Long Beach, California-and the total budget hovered around $1,000. But with prudent choices and thoughtful use of materials, Mr. Miller, who did both the design and the work, admirably met his goals to make the space seem larger, work harder, and exude a little flair. Mr. Miller originally envisioned glass doors for the tub, but a foot-deep shelf scat at one end ruled out standard-size sliding doors. The solution was a glassblock screen thats both less expensive
The payoffs and pitfalls of remodeling a bathroom are typified in the bathtub installation shown here. Normally, if the floor is sturdy enough, a drop-in tub can simply stand on its own four hidden feet. However, in Cipra and Scott Shulmans Los Angeles house, rotted floorboards required going one step further. Mr. Shulman cut away the damaged floor and stripped the old lath and plaster off the walls, Next, he poured a concrete footing, added new floor framing, and installed a plywood subfloor. From the wainscoting down, all surfaces were covered with tile laid in thin-set mortar. Once the tiles were grouted, Factor dropped the tub into place, leaving a thin gap around the rim to be sealed with a bead of white

Bathroom Remodeling